April has been a month full of festivals, celebrations, and commemorations across India, leading to several bank closures throughout the country. With the end of the month approaching, many people are confused about whether banks will be open on April 26, 29, and 30. If you’re planning any important banking work, here’s a clear breakdown to help you avoid last-minute surprises.
Banks to Remain Closed on April 26 Across India
According to the Reserve Bank of India (RBI) guidelines, banks across the nation remain closed on the second and fourth Saturdays of every month. April 26, 2025, falls on the fourth Saturday, which means that banks all over India will be shut for the day.
So, if you were planning a bank visit this Saturday, it’s better to reschedule your plans.
State-Specific Bank Holidays on April 29 and 30
Beyond April 26, there are more state-specific holidays to keep in mind:
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April 29 (Monday): Banks in Himachal Pradesh (especially in Shimla) will remain closed in observance of Parshuram Jayanti. However, in other parts of the country, banking operations will continue as usual.
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April 30 (Tuesday): Banks in Karnataka, particularly in Bengaluru, will be closed due to the celebrations of Basava Jayanti and Akshaya Tritiya. Elsewhere across India, banks will stay open for regular transactions.
It’s important to note that state-specific holidays do not impact banking operations across the entire country. Therefore, unless you are in a region observing a local holiday, your banking services at the branch will remain unaffected.
Upcoming Bank Holidays in April 2025 at a Glance
| Date | Day | Reason | States Affected |
|---|---|---|---|
| 26 April | Saturday | Fourth Saturday (RBI Rule) | All India |
| 29 April | Monday | Parshuram Jayanti | Himachal Pradesh (Shimla) |
| 30 April | Tuesday | Basava Jayanti, Akshaya Tritiya | Karnataka (Bengaluru) |
Digital Banking Services to Remain Operational
Even when bank branches are closed, digital banking services continue to function seamlessly. Facilities like UPI, mobile banking, internet banking, and ATM services will be operational, allowing you to carry out tasks such as fund transfers, bill payments, and balance checks.
However, one important point to remember: services like NEFT and RTGS transactions are generally not processed on bank holidays. Therefore, if you are planning large transactions, it is advisable to complete them before the holiday.
Plan Ahead and Stay Hassle-Free
In today’s digital era, banking has become much more convenient. Yet, turning up at a closed bank can still cost you valuable time and effort. Save this information or set a reminder, so your banking plans aren’t disrupted. Being informed is always better than facing inconvenience.
