As we step into 2025, it’s essential to stay informed about bank holidays across India. The Reserve Bank of India (RBI) classifies bank holidays into three categories—National Holidays, State-Specific Holidays, and Banking Sector Holidays. These holidays impact banking services, including branch operations and cheque clearances. However, online banking, UPI, and ATM services remain operational.
This article provides a detailed month-wise list of bank holidays in India for 2025, helping individuals, businesses, and government employees plan their financial transactions effectively.
Types of Bank Holidays in India
Bank holidays in India are primarily divided into:
- National Holidays: These are observed nationwide, and banks remain closed across all states.
- State-Specific Holidays: These depend on regional festivals, government notifications, and local traditions.
- Banking Sector Holidays: These are declared under the Negotiable Instruments Act by the Reserve Bank of India (RBI).
Full List of Bank Holidays in India 2025 (Month-Wise)
January 2025
- January 1 – New Year’s Day (Selective States)
- January 14 – Makar Sankranti / Pongal (State-Specific)
- January 26 – Republic Day (National Holiday)
February 2025
- February 14 – Vasant Panchami (Selective States)
- February 19 – Chhatrapati Shivaji Maharaj Jayanti (Maharashtra)
March 2025
- March 4 – Maha Shivratri (State-Specific)
- March 29 – Holi (State-Specific)
April 2025
- April 10 – Ram Navami (State-Specific)
- April 14 – Dr. B.R. Ambedkar Jayanti (National Holiday)
- April 18 – Good Friday (Observed in Select States)
May 2025
- May 1 – Labour Day / Maharashtra Day (State-Specific)
- May 14 – Buddha Purnima (State-Specific)
June 2025
- June 17 – Bakrid / Eid al-Adha (State-Specific)
July 2025
- July 9 – Muharram (State-Specific)
August 2025
- August 15 – Independence Day (National Holiday)
- August 25 – Raksha Bandhan (State-Specific)
- August 28 – Janmashtami (Selective States)
September 2025
- September 7 – Ganesh Chaturthi (State-Specific)
- September 14 – Onam (Kerala)
October 2025
- October 2 – Gandhi Jayanti (National Holiday)
- October 3 – Maha Ashtami (State-Specific)
- October 6 – Vijaya Dashami / Dussehra (State-Specific)
November 2025
- November 1 – Kannada Rajyotsava (Karnataka)
- November 3 – Diwali (Major Festival Holiday)
- November 7 – Bhai Dooj (Selective States)
December 2025
- December 25 – Christmas (National Holiday)
Are Online Banking Services Available on Bank Holidays?
Even though physical bank branches remain closed on holidays, digital banking services such as UPI, mobile banking, internet banking, and ATMs remain operational 24/7. However, cheque processing and in-person services will not be available.
Frequently Asked Questions (FAQs)
- Is April 14 a bank holiday in India?
- Yes, April 14 is a national bank holiday in India for Dr. B.R. Ambedkar Jayanti.
- Will ATMs work on bank holidays?
- Yes, ATMs, mobile banking, and UPI transactions will work as usual.
- Are all festivals bank holidays?
- Not necessarily. Some festivals are state-specific holidays, and banks may remain open in other parts of the country.
